Money Matters

The Essential Guide to Personal Finance for Teenagers

We've just launched our pre-sale and we're giving all customers a chunky 75% off!

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"24% of 18 to 30 year-olds live in constant debt. That's not a statistic we can ignore. This course is a step towards tackling the problem."

- Heidi Hoskin, CEO of Adventure Learning Academy Trust

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"The course gives such sound advice for our children which they just do not learn at school. I am so pleased my son has learnt this information as a teenager and not waited until he has wasted 10 years unaware of steps he can be taking."

- Helena, parent

"It opened my eyes to how important savings are and how vital it is to start early in life."

- Will, teenager



Course content:

💸1. Understanding the Economy: We cover the core economics principles that all young people need to understand.

💸2. Managing Money: We show teens how they can save, budget and use technology to help keep a closer eye on their money.

💸3. Learning to Invest: We introduce teenagers to low-risk investment strategies that they can implement now with their spare cash.


The scale of the problem:


"The Share Centre shows that while 98 per cent of investors felt they left school with insufficient financial knowledge, more than 80 per cent believe our cashless society [has] impacted the way children understand money."

- The Independent

"Education about money has stalled, with many secondary schools side-stepping changes introduced to the national curriculum in 2014."

The Guardian

"The charity's survey of...4,000 18 to 30-year-olds suggests almost a 1/4 are in debt all the time and almost half have to borrow to make their cash last to the end of the month."

- The BBC



"Students need information about loans, mortgages, interest rates, and credit cards, as otherwise, we will only be able to learn from our mistakes, which is an incredibly worrying thought."

 - Jade Millard, Student & Blogger



Bethany Staff

Co-Founder @ Nebula

Hi there - I'm Beth.

I'm an accountant in the government and I hold an Economics & Spanish degree from the University of Leeds. I co-founded Nebula because society is failing teenagers by not teaching them personal finance. 

'Money Matters' helps teenagers avoid becoming another debt statistic by teaching them about basic economics, how to manage their money, and ultimately how to invest their spare cash. 



Our referral scheme:

After our general launch, we will issue all our customers with a unique shareable link. If someone buys the course via your link, you'll earn a 25% commission

So, if you buy the course at the current pre-sale price of just £20, you'll make your money back with just one successful referral when we launch at full price.



The course in a nutshell:


1. 🏛️

A simple breakdown of key economic ideas such as interest, inflation, tax and the role of the government.

2. 💰

How to make and stick to budgets, save your spare cash, understand debt, and use technology to help you do it all. 

3. 📈

An introduction to investment, the stock and property markets, and how you can grow your wealth in a low-risk manner.



Course summary:


When you purchase the course you get:

💸 1. Three Core Modules: Each module is full of easy-to-follow, step-by-step, video lectures that ensure teenagers grasp the principles we cover. 

💸 2. Class Notes: Each module is accompanied by detailed class notes that go above and beyond the topics we discuss.

💸 3. Private Facebook Group: All our members will have access to a private group where they can get access to our latest content and extra feedback.

💸 4. Extra Resources: Some students will want to go further than what we cover in our course, so we provide detailed lists of extra resources, that  they can use.

💸 5. Q&A Blog: Finance can be complicated. If there's anything a student doesn't understand, they can get in touch with us and we'll get back to them by email and via our exclusive Q&A blog.



Why we started Nebula:


Late last year, the Guardian estimated that despite personal finance being on the national curriculum since 2014, as few as 40% of schools actually teach it. 

The problem is worsened by the amount of consumerist advertising that teenagers digest these days. In an effort to keep up with the latest trends on social media and reality television, young people are putting their futures in financial jeopardy.


Financial products are also becoming increasingly complex and with the widespread attention that assets like cryptocurrencies are getting, possible dangers are lurking around every corner.

The results of all this are clear: 24% of 18 to 30 year-olds are in chronic debt, 13% of young people are interested in economics, and an entire swathe of the population is financially illiterate.



What our survey told us:

We asked parents whether they worry about their children buying a home and being financially successful. 


Buying a Home

Financial Success



NB: Figures are expressed as percentages.



Module breakdown:


Module 1: Understanding the Economy

  • Understand how economic forces impact all of our lives.

  • Get an overview of how a country's economy work.

  • Appreciate the time-value of money and the role interest rates play.

  • Learn about the role of governments and how taxes work.

  • Grasp the fundamentals of boom and bust.


Module 2: Managing Your Money

  • Develop a counter-intuitive attitude to saving and spending.

  • Learn how to budget in a way that leaves you with cash left over.
  • Understand the difference between building assets and collecting liabilities.
  • Explore simple ways to cut your costs and boost your income.
  • Find out which mobile apps can help you achieve your financial goals.

Module 3: Growing Your Wealth

  • Dispel myths about investing in stocks and shares.
  • Understand the advantages young people have when it comes to investment.
  • Learn how the stock and property markets function.
  • Appreciate the need to have a diversified portfolio.
  • Realise that you can make money on the markets without excessive risk.


How much does it cost?



You can get the course today at a 75% discount during our pre-sale. There's just one catch though: we'll send you each part of the course as it's completed and ask for feedback on how we can optimise it ahead of our official launch. The first part is due out on 1st May.



The course retails at £79. You'll be saving a hefty sum if you pick it up today at its pre-sale price.




Our refund policy:

We are confident you will love this course, but if you don't, just email us and you can get a full refund up to 30 days from purchase

However, we can only accept refunds if you have watched less than 25% of the course. 





How long do I have access to the course?

How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own. 

If you update the course will I get access to the new stuff?

Of course, you will have lifetime membership, so when we do update it you will instantly get access to them. That includes any bonus features we add.

How much does the course cost?

Our course retails at £80, which reflects the time put into developing it and the value that each student will derive from it. Our referral programme also makes it easy earn back the initial cost of purchase, so check it out here.

Why is your course so cheap?

Private tutoring in the UK costs anywhere between £30 and £100 per hour. So why are we pricing a three hour educational course at just £79? Because we don't believe that price should be a barrier to financial education. We could charge a lot more but, as a company, we'd achieve a lot less as a result.

Why is your course so expensive?

Countless hours have gone into making this course - hours that we could have spent watching Netflix or sleeping. And, once you build something awesome, people don't just flock to it - you've got to pay to market and advertise it too! Therefore, we've priced the course to reflect the effort that we've put into this project and to cover our costs.